βš”οΈ Head to head

WDIV vs INCM: Which ETF Is Better?

A side-by-side comparison of fees, size, returns and holdings, using data to 30 September 2026.

WDIV comes out ahead on 5 of 8 measures. Which matters most depends on you.

They are quite different funds. Only 5% of their portfolios overlap, so this is a choice between two different strategies, not just two providers.

The short answer

πŸ’ΈLower feeWDIV wins
WDIV
0.35%
INCM
0.45%

Worth about $6,736 on $100,000 over 20 years.

🏦Bigger fundWDIV wins
WDIV
$417m
INCM
$107m

Bigger funds usually trade more cheaply and are less likely to close.

πŸ“ˆ1-year returnWDIV wins
WDIV
+11.5%
INCM
+10.7%
πŸ“Š3-year returnToo close to call
WDIV
+15.4% a yr
INCM
+15.4% a yr
🏁5-year returnINCM wins
WDIV
+8.5% a yr
INCM
+10.7% a yr
βš–οΈCheaper to tradeToo close to call
WDIV
0.09%
INCM
0.14%

WDIV vs INCM side by side

WDIV leads on 5, INCM on 3WDIVState Street SPDR S&P Global Dividend ETFINCMBetashares S&P Global High Dividend Aristocrats ETF
The basics
Index trackedS&P Global Broad Market IndexSee the PDS
Fund managerState Street (SPDR)Betashares
Asset classInternational sharesInternational shares
ListedNov 2013Oct 2018
Cost and size
MERyearly fee, lower is better0.35%βœ“0.45%
AUMfund size$417mβœ“$107m
Net flows (Sep)new money in, last month$8.6mβœ“$3.0m
Bid/ask spreadtrading cost, lower is better0.09%0.14%
Total returns
1 monthβˆ’0.3%βˆ’0.1%βœ“
1 year+11.5%βœ“+10.7%
3 years p.a.+15.4%+15.4%
5 years p.a.+8.5%+10.7%βœ“
$10,000 invested
1 year ago$11,146βœ“$11,067
5 years ago$15,035$16,610βœ“

βœ“ marks the better figure on each measure. Returns include distributions, to 30 September 2026.

WDIV vs INCM price chart

Both ETFs on one chart as % change. Use the 1D to All buttons to change the period. Price only, so it leaves out distributions Β· TradingView

πŸ“ˆ Growth

What $10,000 invested is worth now

$10,000 put into WDIV 5 years ago is worth $15,035 today, against $16,610 in INCM. That is $1,575 more in INCM.

WDIVINCM$10,000 invested
$0k$5k$10k$15k$20k$11.1k$11.1k1 year agoWDIV +$79$15.4k$15.4k3 years agoWDIV +$6$15.0k$16.6k5 years agoINCM +$1,575

Total returns to 30 September 2026, with distributions reinvested, before tax and brokerage. The price chart above leaves out distributions, so it can look worse. Past performance is not a reliable indicator of future performance.

πŸ’Έ Cost

What the fees cost you

WDIV's lower fee leaves about $6,736 more in your pocket over 20 years.

WDIV charges 0.35% a yearINCM charges 0.45% a year
🧾 Fees paid on $100,000Saving
5 years
WDIV
βˆ’$2,279
INCM
βˆ’$2,925
You keep$646more with WDIV
10 years
WDIV
βˆ’$6,341
INCM
βˆ’$8,118
You keep$1,778more with WDIV
20 years
WDIV
βˆ’$24,544
INCM
βˆ’$31,281
You keep$6,736more with WDIV

Total fees paid on a $100,000 investment, assuming a 7% a year return before fees. Illustration only: it ignores tax, brokerage and differences in returns.

WDIV and INCM overlap

5%portfolio overlap (low: they are quite different underneath)

11 companies appear in both funds. Overlap is the share of the portfolio that is the same in both, counting the smaller weight of each shared company.

Biggest shared holdings% of WDIV% of INCM
1.49%3.87%
1.55%1.25%
1.79%0.79%
1.15%0.38%
1.37%0.35%
1.98%0.27%
1.10%0.12%
0.99%0.12%
1.17%0.10%
0.84%0.09%
0.83%0.04%

Add more ETFs and see the overlap in Compare ETFs β†’

Best-endeavours estimate. Built from each issuer's published holdings, which may be weeks or months old, may cover only part of a fund (some publish only their top 10) and are matched by company name. Figures may be incomplete or inaccurate. Check the issuer's website and PDS before relying on them. General information only.

Free PDF report

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  • Every holding of each ETF: the top 50 companies, with sectors and countries
  • Exactly which companies they share, and how much of each
  • Fees in dollars over 10, 20 and 30 years
  • Every metric side by side, including the index each tracks
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Joshua Stega
etfadviserExchange traded fund specialist adviser Β· 20 years’ experience
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FAQs

Which is better, WDIV or INCM?

It depends on what you need. On our numbers WDIV wins on 5 measures and INCM on 3. WDIV is cheaper, with a management fee of 0.35% vs 0.45%. On $100,000 over 20 years that difference is worth about $6,736. WDIV is the larger fund at $417m vs $107m. WDIV has the better 1-year return: +11.5% vs +10.7%.

Which is cheaper, WDIV or INCM?

WDIV charges 0.35% a year and INCM charges 0.45% a year.

Can I hold both WDIV and INCM?

You can, but check how much they overlap. WDIV is a international shares fund and INCM is a international shares fund.

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General information only, not a recommendation. Past performance is not a reliable indicator of future performance.