Seed Financial Income Fund Active ETF (SFIF) Review & Analysis

New ETF

MER · #399 of 514AUM · Top 50%

What's new this monthData to 30 September 2026

+0.2% in September (total return), ahead of the median Australian bonds ETF at −0.4%.
Investors added a net $36m (19.9% of the fund).
The unit price closed the month at $10.77, 1% below its 12-month high (range $10.70 to $10.85).

About SFIF

SFIF is an Australian bonds ETF from Seed Funds, listed on the ASX since October 2025. With $218m under management it is number 32 of 59 Australian bonds ETFs by size. The management fee is 0.70% a year, about $70 on every $10,000 invested, dearer than the typical Australian bonds ETF at 0.25%.

It is too new to have a full year of performance. With its focus on dividends & income, bonds & fixed income, it is the kind of fund many investors use as a smaller satellite holding alongside a diversified core.

SFIF distributions and dividend dates

SFIF pays distributions monthly, with payment about 11 days after the ex-date. (Pattern estimated from recent payments.)

The latest distribution was $0.0371 per unit (7% franked), ex-distribution on 2 November 2026 and paid on 13 November 2026. To receive it you need to own SFIF before the ex-date.

Its distribution yield over the past 12 months is about 5.0%, with distributions around 7% franked. Distributions vary and past payments are not a guide to future ones.

From ASX announcements, updated nightly. See every ETF in the dividend calendar.

Compare SFIF Check overlap Seed Funds website ↗

Compare SFIF with

SFIFvsHBRD

Betashares Australian Credit Income Active ETF

Fee	0.70%	0.55%
1 year	–	+4.4%
5 yrs p.a.	–	+4.0%
Size	$218m	$2.5bn

Same holdingsNo holdings data

Full comparison →

SFIFvsFEIF

Western Asset Enhanced Income Fund – Active ETF

Fee	0.70%	0.50%
1 year	–	–
5 yrs p.a.	–	–
Size	$218m	$580m

Same holdingsNo holdings data

Full comparison →

SFIFvsTACT

Janus Henderson Tactical Income Active ETF

Fee	0.70%	0.45%
1 year	–	+3.5%
5 yrs p.a.	–	+3.3%
Size	$218m	$421m

Same holdingsNo holdings data

Full comparison →

SFIFvsDIFF

Perpetual Diversified Income Active ETF

Fee	0.70%	0.59%
1 year	–	+5.2%
5 yrs p.a.	–	–
Size	$218m	$335m

Same holdingsNo holdings data

Full comparison →

SFIF price by TradingView

Stock Code	SFIF
Fund Manager	Seed Funds
Asset Class	Australian bonds
AUM	$218m
MER (%)	0.70%
Net flows (Sep)	+$36m
Last Price	$10.77
52-Week Range	$10.70 – $10.85
Bid/Ask Spread	0.10%
Listing Date	13/10/2025
Exchange	ASX
Benchmark index	Solactive Australian Hybrid Securities Index
Issuer website	Seed Funds ↗

Performance (% return)

1 month+0.2%

1 year–

3 years p.a.–

5 years p.a.–

Total returns including distributions, to 30 September 2026. 1M, 1Y, 3Y and 5Y bars are cumulative.

SFIF at a glance: strengths and things to watch

👍 Strengths

Money is flowing in. Investors added a net $36m in September (17% of the fund).

⚠️ Things to watch

Higher fee. At 0.70% a year it costs more than 95% of Australian bonds ETFs (median 0.25%), or about $45 a year more on every $10,000.
Short track record. Listed in October 2025, so it hasn't been tested through a full market cycle.

Worked out from SFIF's fees, size, flows, returns and trend against the 59 Australian bonds ETFs in Australia, to 30 September 2026. General information, not a recommendation.

etfadviserTrend check

Not rated yet

Is SFIF in a base or a trend?

SFIF doesn't have enough price history yet (about 11 months) for a reliable trend reading, or it is a cash-like fund whose price barely moves.

Why it matters: Every ETF moves between bases and trends. Knowing which stage it is in helps decide when to buy a satellite, and when to wait.

At ETF Adviser the core of a portfolio stays invested through every stage, and satellite ETFs are only bought in an uptrend. Members get a weekly update on which ETFs are breaking out of a base and which trends have broken.

Get the weekly trend updates: try it free for 30 days How base and trend works →See every ETF's stage →Visit etfadviser.com.au →

Why no chart? Bond, cash and currency fund prices drop each time a distribution is paid, so a price chart makes them look worse than they are. Check the total returns above instead.

Investment Focus

Themes & Sectors

Dividends & income Active ETFs Bonds & fixed income

Portfolio Breakdown

Sector breakdown

Bonds & cash100.0%

Holdings from the issuer's published portfolio. Compare SFIF's holdings with other ETFs →

Best-endeavours estimate. Built from each issuer's published holdings, which may be weeks or months old, may cover only part of a fund (some publish only their top 10) and are matched by company name. Figures may be incomplete or inaccurate. Check the issuer's website and PDS before relying on them. General information only.

Similar ETFs

Code	Name	Same holdings	MER	AUM	1Y	3Y p.a.	5Y p.a.
HBRD	Betashares Australian Credit Income Active ETF Active	–	0.55%	$2.5bn	+4.4%	+5.1%	+4.0%
FEIF	Western Asset Enhanced Income Fund – Active ETF Active	–	0.50%	$580m	–	–	–
TACT	Janus Henderson Tactical Income Active ETF Active	–	0.45%	$421m	+3.5%	+5.2%	+3.3%
DIFF	Perpetual Diversified Income Active ETF Active	–	0.59%	$335m	+5.2%	–	–
ICME	iShares Credit Income Active ETF Active	–	0.29%	$110m	–	–	–
ECRD	Betashares Aust Enhanced Credit Income Complex ETF	–	0.29%	$106m	–	–	–

Same holdings is the share of SFIF's money in companies the other ETF also holds, weighted by size. No other ETF shares much with SFIF, so these are ETFs in the same category. See every ETF like SFIF →

SFIF vs its closest alternatives

What actually differs between SFIF and the ETFs most like it. Data to 30 Sep 2026.

HBRD Betashares Australian Credit Income Active ETF

HBRD is cheaper (0.55% vs 0.70%), worth about $9,707 on $100,000 over 20 years.
HBRD is much larger ($2.5bn vs $218m), which usually means tighter trading spreads.

Compare SFIF and HBRD side by side →

FEIF Western Asset Enhanced Income Fund – Active ETF

FEIF is cheaper (0.50% vs 0.70%), worth about $13,001 on $100,000 over 20 years.
FEIF is about 3 times larger ($580m vs $218m), which usually means tighter trading spreads.

Compare SFIF and FEIF side by side →

TACT Janus Henderson Tactical Income Active ETF

TACT is cheaper (0.45% vs 0.70%), worth about $16,324 on $100,000 over 20 years.

Compare SFIF and TACT side by side →

General information only. Past performance is not a reliable indicator of future performance.

SFIF FAQs

What is the fee for SFIF?

SFIF charges a management fee (MER) of 0.70% a year, according to the TMX Australia monthly funds report as at 30 September 2026.

How big is SFIF?

SFIF had $218m in funds under management as at 30 September 2026.

Who manages SFIF?

SFIF is managed by Seed Funds and has been listed since October 2025.

Disclaimer

This review is general information only and does not take into account your objectives, financial situation or needs. Consider the Seed Funds product disclosure statement (PDS) and target market determination (TMD) before investing. Past performance is not a reliable indicator of future performance.