βš”οΈ Head to head

IWLD vs GHHF: Which ETF Is Better?

A side-by-side comparison of fees, size, returns and holdings, using data to 30 September 2026.

IWLD comes out ahead on 5 of 7 measures. Which matters most depends on you.

They are quite different funds. Only 21% of their portfolios overlap, so this is a choice between two different strategies, not just two providers.

The short answer

πŸ’ΈLower feeIWLD wins
IWLD
0.09%
GHHF
0.35%

Worth about $18,086 on $100,000 over 20 years.

🏦Bigger fundIWLD wins
IWLD
$2.0bn
GHHF
$413m

Bigger funds usually trade more cheaply and are less likely to close.

πŸ“ˆ1-year returnGHHF wins
IWLD
+10.4%
GHHF
+12.0%
πŸ“Š3-year returnToo close to call
IWLD
+18.3% a yr
GHHF
–
🏁5-year returnToo close to call
IWLD
+12.3% a yr
GHHF
–
βš–οΈCheaper to tradeIWLD wins
IWLD
0.04%
GHHF
0.09%

A tighter gap between the buy and sell price.

IWLD vs GHHF side by side

IWLD leads on 5, GHHF on 2IWLDiShares Core MSCI World All Cap ETFGHHFBetashares Wealthbuilder All Gr Geared Complex ETF
The basics
Index trackedSee the PDSNot an index fund: geared mix of Betashares index ETFs
Fund manageriSharesBetashares
Asset classInternational sharesInternational shares
ListedApr 2016Apr 2024
Cost and size
MERyearly fee, lower is better0.09%βœ“0.35%
AUMfund size$2.0bnβœ“$413m
Net flows (Sep)new money in, last month$68mβœ“$17m
Bid/ask spreadtrading cost, lower is better0.04%βœ“0.09%
Total returns
1 month+1.8%βœ“βˆ’0.2%
1 year+10.4%+12.0%βœ“
3 years p.a.+18.3%–
5 years p.a.+12.3%–
$10,000 invested
1 year ago$11,044$11,201βœ“
5 years ago$17,863–

βœ“ marks the better figure on each measure. Returns include distributions, to 30 September 2026.

IWLD vs GHHF price chart

Both ETFs on one chart as % change. Use the 1D to All buttons to change the period. Price only, so it leaves out distributions Β· TradingView

πŸ“ˆ Growth

What $10,000 invested is worth now

Only IWLD has a 5 years record: $10,000 then is worth $17,863 today.

IWLDGHHF$10,000 invested
$0k$6k$12k$18k$24k$11.0k$11.2k1 year agoGHHF +$157$16.6ktoo new3 years ago$17.9ktoo new5 years ago

Total returns to 30 September 2026, with distributions reinvested, before tax and brokerage. The price chart above leaves out distributions, so it can look worse. Past performance is not a reliable indicator of future performance.

πŸ’Έ Cost

What the fees cost you

IWLD's lower fee leaves about $18,086 more in your pocket over 20 years.

IWLD charges 0.09% a yearGHHF charges 0.35% a year
🧾 Fees paid on $100,000Saving
5 years
IWLD
βˆ’$589
GHHF
βˆ’$2,279
You keep$1,690more with IWLD
10 years
IWLD
βˆ’$1,648
GHHF
βˆ’$6,341
You keep$4,692more with IWLD
20 years
IWLD
βˆ’$6,458
GHHF
βˆ’$24,544
You keep$18,086more with IWLD

Total fees paid on a $100,000 investment, assuming a 7% a year return before fees. Illustration only: it ignores tax, brokerage and differences in returns.

IWLD and GHHF overlap

21%portfolio overlap (moderate)

124 companies appear in both funds. Overlap is the share of the portfolio that is the same in both, counting the smaller weight of each shared company.

Biggest shared holdings% of IWLD% of GHHF
10.58%3.08%
8.29%2.47%
6.62%1.97%
2.57%0.79%
2.55%0.77%
1.85%0.53%
1.54%0.44%
1.38%0.38%
1.17%0.33%
1.17%0.32%
1.01%0.29%
0.93%0.27%

Add more ETFs and see the overlap in Compare ETFs β†’

Best-endeavours estimate. Built from each issuer's published holdings, which may be weeks or months old, may cover only part of a fund (some publish only their top 10) and are matched by company name. Figures may be incomplete or inaccurate. Check the issuer's website and PDS before relying on them. General information only.

Free PDF report

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  • Every holding of each ETF: the top 50 companies, with sectors and countries
  • Exactly which companies they share, and how much of each
  • Fees in dollars over 10, 20 and 30 years
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Joshua Stega
etfadviserExchange traded fund specialist adviser Β· 20 years’ experience
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FAQs

Which is better, IWLD or GHHF?

It depends on what you need. On our numbers IWLD wins on 5 measures and GHHF on 2. IWLD is cheaper, with a management fee of 0.09% vs 0.35%. On $100,000 over 20 years that difference is worth about $18,086. IWLD is the larger fund at $2.0bn vs $413m. GHHF has the better 1-year return: +12.0% vs +10.4%.

Which is cheaper, IWLD or GHHF?

IWLD charges 0.09% a year and GHHF charges 0.35% a year.

Can I hold both IWLD and GHHF?

You can, but check how much they overlap. IWLD is a international shares fund and GHHF is a international shares fund.

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Add more ETFs to this comparison β†’

General information only, not a recommendation. Past performance is not a reliable indicator of future performance.