βš”οΈ Head to head

IVV vs TLRA: Which ETF Is Better?

A side-by-side comparison of fees, size, returns and holdings, using data to 30 September 2026.

IVV comes out ahead on 7 of 8 measures. Which matters most depends on you.

The short answer

πŸ’ΈLower feeIVV wins
IVV
0.04%
TLRA
1.16%

Worth about $72,916 on $100,000 over 20 years.

🏦Bigger fundIVV wins
IVV
$14.9bn
TLRA
$2.8bn

Bigger funds usually trade more cheaply and are less likely to close.

πŸ“ˆ1-year returnIVV wins
IVV
+10.1%
TLRA
+9.2%
πŸ“Š3-year returnIVV wins
IVV
+19.2% a yr
TLRA
+6.6% a yr
🏁5-year returnToo close to call
IVV
+13.4% a yr
TLRA
–
βš–οΈCheaper to tradeIVV wins
IVV
0.02%
TLRA
0.20%

A tighter gap between the buy and sell price.

IVV vs TLRA side by side

IVV leads on 7, TLRA on 1IVViShares S&P 500 ETFTLRATalaria Global Equity Fund Complex ETF
The basics
Index trackedS&P 500 IndexSee the PDS
Fund manageriSharesTalaria
Asset classInternational sharesInternational shares
ListedOct 2007Nov 2021
Cost and size
MERyearly fee, lower is better0.04%βœ“1.16%
AUMfund size$14.9bnβœ“$2.8bn
Net flows (Sep)new money in, last monthβˆ’$84m$26mβœ“
Bid/ask spreadtrading cost, lower is better0.02%βœ“0.20%
Total returns
1 month+2.6%βœ“+0.4%
1 year+10.1%βœ“+9.2%
3 years p.a.+19.2%βœ“+6.6%
5 years p.a.+13.4%–
$10,000 invested
1 year ago$11,012βœ“$10,916
5 years ago$18,779–

βœ“ marks the better figure on each measure. Returns include distributions, to 30 September 2026.

πŸ“ˆ Growth

What $10,000 invested is worth now

Only IVV has a 5 years record: $10,000 then is worth $18,779 today.

IVVTLRA$10,000 invested
$0k$6k$12k$18k$24k$11.0k$10.9k1 year agoIVV +$96$16.9k$12.1k3 years agoIVV +$4,837$18.8ktoo new5 years ago

Total returns to 30 September 2026, with distributions reinvested, before tax and brokerage. The price chart above leaves out distributions, so it can look worse. Past performance is not a reliable indicator of future performance.

πŸ’Έ Cost

What the fees cost you

IVV's lower fee leaves about $72,916 more in your pocket over 20 years.

IVV charges 0.04% a yearTLRA charges 1.16% a year
🧾 Fees paid on $100,000Saving
5 years
IVV
βˆ’$262
TLRA
βˆ’$7,440
You keep$7,178more with IVV
10 years
IVV
βˆ’$734
TLRA
βˆ’$20,315
You keep$19,581more with IVV
20 years
IVV
βˆ’$2,883
TLRA
βˆ’$75,799
You keep$72,916more with IVV

Total fees paid on a $100,000 investment, assuming a 7% a year return before fees. Illustration only: it ignores tax, brokerage and differences in returns.

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Joshua Stega
etfadviserExchange traded fund specialist adviser Β· 20 years’ experience
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FAQs

Which is better, IVV or TLRA?

It depends on what you need. On our numbers IVV wins on 7 measures and TLRA on 1. IVV is cheaper, with a management fee of 0.04% vs 1.16%. On $100,000 over 20 years that difference is worth about $72,916. IVV is the larger fund at $14.9bn vs $2.8bn. IVV has the better 1-year return: +10.1% vs +9.2%.

Which is cheaper, IVV or TLRA?

IVV charges 0.04% a year and TLRA charges 1.16% a year.

Can I hold both IVV and TLRA?

You can, but check how much they overlap. IVV is a international shares fund and TLRA is a international shares fund.

More comparisons

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Add more ETFs to this comparison β†’

General information only, not a recommendation. Past performance is not a reliable indicator of future performance.